We believe your financial wellness starts with a hand up.
FAQs
Who is Salvation Debt and why should I trust you?
We’re a community helping fellow Christians find financial freedom. Our triple-verified partners understand both faith and finances.
Our commitment to customer care leads the industry. We do what we say we’re going to do, and always act in our client’s best interest. Salvation Debt is proud to be a respected provider of debt relief referral services. We’re committed to maintaining high standards of business practices and customer satisfaction. While we are not a debt relief provider ourselves, we carefully vet and partner with reputable providers who are accredited with industry associations and have strong track records of client success. We help individuals and families find the best debt relief options to restructure their unsecured debt payments, pay only a fraction of the debt they owe, and become debt-free faster than they ever thought was possible.
Our track record speaks for itself. We help thousands of new clients each month connect with debt relief providers to start their path to financial freedom. The providers in our network have collectively helped hundreds of thousands of clients resolve billions in consumer debt. We take tremendous pride in our role as a trusted resource for consumers seeking debt relief options.
We deliver results, and we deliver them the right way.
What makes Salvation Debt different from other services?
We connect you with partners who share your values. See all your options in one place, customized for your situation. You can fill out a simple, streamlined form, and instantly see which providers you prequalify for and what services they offer. These are personalized, prequalified options based on your debt situation. Checking your prequalified options with Salvation Debt will not affect your credit score. Many other comparison sites will only provide you with generic information about a given debt relief provider — the services and information you see will not be specific to you and your debt situation. You might be able to go to a specific provider’s website and see your personalized options, but you’ll only be able to do this for one provider at a time.
What services can you connect me with?
Through our network of trusted partners, we can connect clients with a wide range of debt relief options including debt settlement, consolidation loans, credit counseling services, bankruptcy referrals, and more. Our team will review your unique situation and suggest providers that offer solutions based on your circumstances, location, and goals.
How does debt relief work?
The specifics of how debt relief works will vary depending on the type of program and provider you choose. In general, debt relief programs aim to help you get out of debt faster and for less than you would by continuing to make minimum payments on your own.
For example, with debt settlement, rather than paying your creditors directly, you typically make monthly deposits into a dedicated savings account. As funds build up, the debt relief company will negotiate with your creditors to try to agree on reduced settlement amounts to resolve the debts. Once a settlement is reached, the funds you’ve saved are used to pay the creditor the lower, agreed-upon amount. The goal is to settle your debts for significantly less than you originally owed.
What debt relief services can I find through Salvation Debt?
Through our network of trusted partners, Salvation Debt can connect you with debt relief providers who offer solutions for those overburdened with unsecured debt, including credit cards, personal loans, and medical bills.
Depending on your unique financial situation, you may qualify for a debt consolidation loan or debt resolution services. Debt resolution programs can lower your monthly debt payments, reduce the total amount of debt you owe, and eliminate thousands of dollars worth of long-term interest fees.
Some of our partners also offer the opportunity to qualify for a consolidation loan after successfully completing a portion of a debt resolution program, allowing you to pay off your creditors and improve your credit score.
Which is the best debt relief solution for me?
When it comes to debt relief, you have several options available to you.
Each solution comes with its own pros and cons, along with different short-term and long-term consequences that vary for every individual or family seeking debt relief.
At Salvation Debt, our online questionnaire and debt relief experts can provide you with a free debt assessment and answer your questions about which debt relief solution can best fit your needs and your budget.
How much do debt relief services cost?
Good news! You won’t pay anything to see your options. When you choose a program:
- No upfront fees
- Pay only when debt is settled
- Fees vary by state and program
- Usually less than what you currently pay
Most people save significantly compared to making minimum payments.
In a debt settlement program, for example, while you will pay a fee that is calculated based on a percentage of your debt, you may still be able to save a significant amount compared to your original balances and the interest you would accrue by continuing minimum payments on your own.
Providers should transparently explain their fee structure during your free consultation so you understand all costs involved before enrolling. Keep in mind that with successful debt relief, your total cost and monthly payments should be lower than what it would cost you to pay off your debts on your own over time.
How much can I save with debt relief through Salvation Debt?
Working with a debt relief provider in our network, you may be able to save thousands of dollars (or more) in three key ways:
- Lower monthly payments
- Reduction of your total debt owed
- Elimination of long-term interest fees
Debt relief programs not only save you money on interest and principal, and allow you to make one, low monthly payment, but they also help you get out of high-interest debt much faster than continuing to make minimum payments on your own. See if you are eligible here.
How long does the debt relief process take?
Most people complete their program in 24 – 48 months. Results are vary based on individual.
Here’s what to expect:
- See your options instantly
- Start your program within days
- Watch debt decrease month by month
- Celebrate freedom sooner than you think!
Ready to start your journey? Start here.
Imagine Life Completely Free of Debt!
